Tools
Apply now with our great deals
- Action
- New UOB customers
- Existing UOB customers Existing UOB customers Existing UOB customers Existing UOB customers
| Action | New UOB customers | Existing UOB customers Existing UOB customers Existing UOB customers |
| Open a UOB One Account online | S$80 | S$40 |
| Sign up for a UOB One Card online | S$150 | S$150 |
| Total rewards | S$230 | S$230 |
| Action |
| Open a UOB One Account online |
| Sign up for a UOB One Card online |
| Total rewards |
How to earn higher interest
- Action
- First S$15,000
- 2nd S$15,000
- 3rd S$15,000
- 4th S$15,000
- 5th S$15,000
- Above S$75,000
| Action | First S$15,000 | 2nd S$15,000 | 3rd S$15,000 | 4th S$15,000 | 5th S$15,000 | Above S$75,000 |
| Card spend of min. S$500 /month |
0.25% | 0.25% | 0.25% | 0.25% | 0.25% | 0.05% |
| AND a) credit min. S$2,000 of your monthly salary, OR b) make 3 GIRO debit transactions per month |
0.75% | 0.85% | 0.90% | 1.00% | 2.50% | 0.05% |
| Action |
| Card spend of min. S$500 /month |
| AND a) credit min. S$2,000 of your monthly salary, OR b) make 3 GIRO debit transactions per month |
Important information on rates and fees
- Fee & Rate Type
- Fee & Rate Amount
| Fee & Rate Type | Fee & Rate Amount |
| Account fee | Free |
| Fall-below fee | S$5 if your average daily balance for the month falls below S$1,000 |
| Early account closure fee | S$5 if your average daily balance for the month falls below S$1,000 |
| Cheque book | S$10 per additional cheque book (50 leaves) |
| Fee & Rate Type |
| Account fee |
| Fall-below fee |
| Early account closure fee |
| Cheque book |
It’s everyday banking made a lot more rewarding.
Grow at 2.5% per year
Grow your savings at 2.5% per year. Just spend $500 monthly, and credit your salary or pay 3 bills monthly via GIRO.
10% cashback
Spend with your credit or debit card, and get up to 10% cashback on everything from groceries to shopping sprees.
One Account for All
Share the benefits with a joint account holder and manage shared finances easily.
Access up to 5 years of e-statements
Get them online and on the go via the UOB Mighty App. Good for convenience, great for the environment.
Done in 7 minutes
Opening an account takes less than 7 minutes online. Apply now at the bottom of the page.
1 Card, Everything You Need
Do it all with your UOB One Debit Mastercard. You get competitive foreign exchange rates when you spend overseas, too.
Pick your promotion
- All promotions
- Save
- Cards
- Borrow
- Invest
- Insure
Insure
InsureHome
Cover your home against the unexpected and get a 55% discount off your premiums for the 3-year plan*
Save
UOB Lady’s Savings Account
Sign up online for a new UOB Lady’s Savings Account now and get up to S$80 cash credit
Things you should know
Eligibility and required documents, Eligibility and required documents, Eligibility and required documents
Minimum Age
Annual income
- S$30,000 and above for Singaporeans and Singapore PRs
- S$45,000 and above for foreigners
Documents required
With Image
Deposit Insurance Scheme
Please refer to UOB Insured Deposit Register for a list of UOB accounts/ products that are covered under the Scheme.
With Table
- Action
- First S$15,000
- 2nd S$15,000
- 3rd S$15,000
- 4th S$15,000
- 5th S$15,000
- Above S$75,000
| Action | First S$15,000 | 2nd S$15,000 | 3rd S$15,000 | 4th S$15,000 | 5th S$15,000 | Above S$75,000 |
| Card spend of min. S$500 /month |
0.25% | 0.25% | 0.25% | 0.25% | 0.25% | 0.05% |
| AND a) credit min. S$2,000 of your monthly salary, OR b) make 3 GIRO debit transactions per month |
0.75% | 0.85% | 0.90% | 1.00% | 2.50% | 0.05% |
| Action |
| Card spend of min. S$500 /month |
| AND a) credit min. S$2,000 of your monthly salary, OR b) make 3 GIRO debit transactions per month |
Deposit Insurance Scheme
Terms & Conditions
Wouldn't it be nice if you got rewarded for saving?
New UOB customers get S$80 cash credit. Existing UOB customers get S$40 cash credit.
Trying to figure out the right account? Let's get you a little help.
Starting Out
We all have to start somewhere, right? We totally get you. We’re here to help you get started the right way.
For the Kids
It’s never too soon to be planning ahead for the little ones. Give them a head start.
New to Singapore
Planning a new beginning in Singapore? We’ll help you get set up for an exciting new chapter.
Trying to figure out the right account? Let's get you a little help.
Starting Out
We all have to start somewhere, right? We totally get you. We’re here to help you get started the right way.
For the Kids
It’s never too soon to be planning ahead for the little ones. Give them a head start.
New to Singapore
Planning a new beginning in Singapore? We’ll help you get set up for an exciting new chapter.
More great everyday banking accounts
Everyday
Krisflyer UOB Deposit Account
Get miles for everyday spending.
- Get up to 6 KrisFlyer miles per S$1 spend
- Easy joint account setup
- $0 monthly fees
Everyday
Uniplus Account
Earn more on your savings with bonus interest rates and up to S$100 cash credit*
- Complimentary global ATM Card or enjoy a 3-year fee waiver on your UOB Card
Everyday
Passbook Savings Account
Enjoy attractive interest rates.
- Complimentary global ATM Card or enjoy a 3-year fee waiver on your UOB Debit Card
UOB Mighty App
Banking that never sleeps
Manage your accounts and transactions on the go
Make payments swiftly and securely while on the go while on the go
Exclusive deals and coupons up for grabs! Redeem your rewards anytime, anywhere.
Power your banking with Mighty Insights — personalised to your needs, habits and preferences
Life Stage Advice
You only retire once, so let's do it right, We've got some tips on choosing the right plan, and what to expect when you're ready to embark on your golden years.
See how we can help
You only retire once, so let's do it right, We've got some tips on choosing the right plan, and what to expect when you're ready to embark on your golden years.
See how we can help
You only retire once, so let's do it right, We've got some tips on choosing the right plan, and what to expect when you're ready to embark on your golden years. You only retire once, so let's do it right, We've got some tips on choosing the right plan, and what to expect when you're ready to embark on your golden years.
See how we can helpA bank beyond savings
A bank beyond savings
Quick interbank funds transfers
Online funds transfer between accounts of the participating banks can be received almost instantaneously.
Online NETS payments
With UOB eNets, you can pay for your online transactions by debiting from your UOB Savings or Current account.
UniAlerts with online banking
Avoid late payment of your UOB credit card bills and get instant updates of your account activities via UniAlerts.
We're here to help
Have a question?
Check our help and support center
Contact Us
Ways to get in touch
Locate Us
Find your nearest branch or ATMFinancial Guides
Eating well doesn't have to break the bank.
Dining deals and promotions are an excellent way of enjoying a treat or two (or three!) economically, Who knows, there might even be extra rewards in it for you.
See our latest dining offers
Retirement is really not that complicated.
The secret is finding the right plan that you can sustainably maintain that us.
Explore our retirement plans
Debt can pile up because of interest. But there's a solution.
Debt, when managed well, is a great way to maintain a comfortable lifestyle. The real challenge is keeping up with the interest rate.
See our debt consolidation plans
Helpful Tips & Guides
The 5-minute guide to retirement
Everyone has to retire eventually. Planning for it should be simple.
Personal finance in a time of COVID-19
Safeguarding your personal finances is more important than ever.
Move all your banking needs to your smartphone
With the UOB Mighty App, you might never need to step into a branch again.
Helpful Tips & Guides
The 5-minute guide to retirement
Everyone has to retire eventually. Planning for it should be simple.
Personal finance in a time of COVID-19
Safeguarding your personal finances is more important than ever.
Move all your banking needs to your smartphone
With the UOB Mighty App, you might never need to step into a branch again.
Move all your banking needs to your smartphone
With the UOB Mighty App, you might never need to step into a branch again.
Apply Now
Find an account that best suits your needs!
Everyday
UOB One Account
The simpler way to earn higher interest rates
- Up to 2.50% p.a. interest
- Up to 10% rebate with the UOB One Debit Card
- Easy joint account setup
Savings
Stash Account
It's simpler to accumulate even more savings when you stash.
- Earn up to 1% p.a.1 interest (more than S$800 per year) with UOB Stash Account.
- Get up to S$80 cash credit#+ when you open an account online now!
Everyday
Krisflyer UOB Deposit Account
Get miles for everyday spending.
- Get up to 6 KrisFlyer miles per S$1 spend
- Easy joint account setup
- $0 monthly fees
Savings
UOB Lady’s Savings Account
Get protected against female cancer as you save
- Covers 6 female cancers
- S$13 flat-fee standard GP consultations
- Complimentary yearly health check
Everyday
Uniplus Account
Earn more on your savings with bonus interest rates and up to S$100 cash credit*
- Complimentary global ATM Card or enjoy a 3-year fee waiver on your UOB Card
Apply Now
Find an account that best suits your needs!
Everyday
UOB One Account
The simpler way to earn higher interest rates
- Up to 2.50% p.a. interest
- Up to 10% rebate with the UOB One Debit Card
- Easy joint account setup
Savings
Stash Account
It's simpler to accumulate even more savings when you stash.
- Earn up to 1% p.a.1 interest (more than S$800 per year) with UOB Stash Account.
- Get up to S$80 cash credit#+ when you open an account online now!
Everyday
Krisflyer UOB Deposit Account
Get miles for everyday spending.
- Get up to 6 KrisFlyer miles per S$1 spend
- Easy joint account setup
- $0 monthly fees
Savings
UOB Lady’s Savings Account
Get protected against female cancer as you save
- Covers 6 female cancers
- S$13 flat-fee standard GP consultations
- Complimentary yearly health check
Everyday
Uniplus Account
Earn more on your savings with bonus interest rates and up to S$100 cash credit*
- Complimentary global ATM Card or enjoy a 3-year fee waiver on your UOB Card
Need more help from us?
Contact us
Ways to get in touch.
Locate us
Find your nearest branch or ATM.
Get up to S$80 when you open a new account online! Find out how
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